Industry Solution

Insurance

Underwrite risk with confidence using granular weather analytics

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How Weather Impacts Insurance

Weather-related claims represent the fastest-growing cost driver in property and casualty insurance. Precise historical weather data and forward-looking climate analytics enable insurers to price risk accurately, detect fraud, and streamline claims processing.

1
Hailstorms, hurricanes, and floods generate billions in property and crop insurance claims annually
2
Inaccurate risk models lead to underpricing in vulnerable regions and overpricing in stable ones
3
Climate change is shifting historical risk patterns, making legacy actuarial models unreliable
4
Fraudulent weather-related claims cost the industry hundreds of millions each year
5
Parametric insurance products require trusted, verifiable weather data triggers

Use Cases

Put weather intelligence to work across your operations.

Actuarial Risk Modeling

Incorporate decades of high-resolution historical weather data and climate projections into pricing models to accurately assess and price weather-related risk.

Claims Verification & Fraud Detection

Cross-reference reported damage with verified hyperlocal weather conditions at the exact time and location to validate claims and flag inconsistencies.

Parametric Insurance Triggers

Power index-based insurance products with reliable, independent weather data that automatically triggers payouts when predefined thresholds are met.

Portfolio Risk Assessment

Evaluate aggregate exposure across your entire book of business by overlaying policy locations with severe weather probability maps and climate trend data.